Credit repair is a difficult, time consuming endeavor -- but there is hope!.

How do I repair my credit? Click here for Credit Repair Help

To dispel any myths, there are no quick fixes to repair credit. Credit repair requires time and money. Nearly everyone has items on their credit report which are not quite correct. Individuals can dispute these incorrect items. The credit reporting agencies such as Experian, Equifax and Trans Union then have 30 days to investigate the dispute. In many instances, for whatever reason, the dispute is not resolved within 30 days.

In that case, the credit reporting company removes the disputed item from your credit report. This process is repeated over and over. It works, but it takes time and some money. It is highly recommended that work with a REPUTABLE professional to repair your credit.

FixPad has researched several companies and found that Lexington Law has a great reputation and record of success. They charge $34.95 per month and a $75.00 upfront fee. Most engagements take 3-9 months, which really depends on the amount of credit repair that is needed. Please click on the banner below for more information on how to repair your credit through Lexington Law.